Law 5/2015 of 27 April, to promote business financing
The new rule about business financing is twofold:
first, to provide greater accessibility and flexibility of bank financing to
PYMES, so that bank credit to recover; and, second, to deepen alternative means
of financing.
First, inalienable rights are established for PYMES as
it pertains to the cancellation or reduction of the flow of cancellation by the
banks: the right to notice when the entity has the intention not to extend,
terminate or reduce more 35% of the flow of funding and the right to refer to
the entity reports Financial PYMES with information about your financial
situation and credit risk assessment.
Second, the bond issue scheme is modified in limited
liability companies:
He removed the cap on emissions in force until now,
whereby corporations and partnerships limited by shares could not issue bonds beyond
their own resources. Moreover, the prohibition on limited companies issuing
bonds is removed, although a number of safeguards are introduced to avoid
excessive borrowing. In addition, the requirement to form a union of
bondholders, which until now was mandatory for any issuer established in Spain
is rationalized. So, it determined to reform the constitution of the union in terms of the revised text of the
Capital Companies Act, approved by Royal Legislative Decree 1/2010 of July 2,
will be mandatory in those situations where it is necessary to ensure adequate
protection of the Spanish investor. Besides deleted prerequisite broadcast
announcement in the Official Bulletin of the Commercial Registry.
In addition to other outstanding elements, we believe that
regulation of participatory platforms financing ("crowfunding") is an
important element. Title V establishes for the first time a legal framework for
participatory financing platforms, covering the activities commonly referred to
as "crowdfunding". These platforms, which constitute a novel
mechanism of financial disintermediation developed on the basis of new
technologies, have grown very significantly in recent years. The
"crowdfunding" is a phenomenon with various manifestations, but it is
only intended to regulate here the figures in which prime the financial
component of the activity or, in other words, in which the investor expects to
receive monetary compensation for their participation, thus leaving outside the
scope of this standard to "crowdfunding" instrumented through
purchases or donations.
Law of the Budget of the Government of Catalonia (Generalitat) for 2015.
Law of the Budget of the
Government of Catalonia (Generalitat) for 2015.
The Law includes the detail of the income and
expenditure of the entities that are part of the public sector of the
Generalitat and other related information.
The 2015 budget approved by the Catalan Parliament
rose by 4.2% compared to 2014. This increase is largely due to the recovery of
the extra pay of public workers and full-time and temporary staff remuneration.
Expenditure needs this year are at 22.481M.
Despite the economic recovery, the resources available
to the Generalitat for this exercise not only did not increase, but receding
compared to 2013. The deficit target set by the State in 2015 is 0.7%, 53% less
in 2013. Therefore, the resources available this 2015 stood at 19.981M, 2,500m
less than those required to cover the expenditure projections for the year.
-Complementary law to the of the Budget
of the Government of Catalonia
One of the most important points of this Act is
estimate to raise 13.1 million euros with the creation of eight new rates,
modifying existing 32.
Modification of the Penal Code on Related Crimes Terrorism
The Security Council Resolution
2178 United Nations, adopted on 24 September 2014, collects the deep concern of
the international community because of upsurge of terrorist activity and the
intensification of attacks in All Regions of the World.
This
“Ley Orgánica modifica el Capítulo VII del título XXII del libro II de la Ley
Orgánica 10/1995, de 23 de noviembre, del Código Penal”, so that the
rigor of criminal Response to Crimes Against tombs as contemplated,: Besides
Modalities of Terrorism already known, The New Threats That appears from.
The new law punishes "with
imprisonment of maximum waiting time " than the rest of the staff of the
terrorist organization that will kill a person and introduce the offense of
passive indoctrination to those one who consult jihadist websites with the aim
of a band membership or pursue their fines.
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